In this blog we are going to take a look on Banking exam in 2025 details on typing text and the other important points you must know if you are aiming to crack this exam.
List of information we are providing:
- About Banking Exam
- Salary structure/Post
- Benefits and allowance
- Exam pattern
- Typing test
- Typing test requirements
- Exam Dates
- Preparation Tips
- FAQs
Table of Contents
About Banking exam
Banking exams are organized by the different institutions like Institute of Banking Personnel Selection (IBPS), State Bank of India (SBI), Reserve Bank of India (RBI), National Bank for Agriculture and Rural Development (NABARD), National Recruitment Agency (NRA). This banking jobs have a good paying level and have a fix time job. This Banking Exams on 2025 will include major recruitment tests such as SBI PO, IBPS PO, IBPS Clerk, IBPS RRB Clerk, IBPS RRB PO, RBI Grade B Officer, NABARD Officer, SBI Clerk, IBPS Specialist Officer (SO), and SBI Specialist Officer (SO) and some others. The banking exam follows either two tier or three tier exam pattern.
Salary structure/Post
This is the salary structure of the banking jobs in India that is based on the post and the bank. This includes Probationary Officer (PO), Clerk, RBI & NABARD .Below is an overview of the basic pay and gross salary (including allowances) and for other banking exams in 2025 are given below:
Probationary Officer (PO) Salary
| Exam | Basic Pay | Gross salary |
|---|---|---|
| SBI PO | ₹41,960 | ₹65,000 – ₹70,000 |
| IBPS PO | ₹36,000 | ₹52,000 – ₹55,000 |
| IBPS RRB PO | ₹36,000 | ₹50,000 – ₹55,000 |
Clerk Salary
| Exam | Basic Pay | Gross salary |
|---|---|---|
| SBI Clerk | ₹19,900 | ₹29,000 – ₹32,000 |
| IBPS Clerk | ₹19,900 | ₹28,000 – ₹30,000 |
| IBPS RRB Clerk | ₹19,900 | ₹25,000 – ₹28,000 |
RBI & NABARD Salary
| Exam | Basic Pay | Gross salary |
|---|---|---|
| RBI Grade B Officer | ₹55,200 | ₹1,16,000 – ₹1,20,000 |
| RBI Assistant | ₹20,700 | ₹45,000 – ₹50,000 |
| NABARD Officer (Grade A) | ₹44,500 | ₹80,000 – ₹90,000 |
Benefits and Allowance
Dearness Allowance (DA)
House Rent Allowance (HRA)
Travel Allowance
Medical Benefits
Pension & Provident Fund (PF)
Other Perks (Loan benefits, Insurance, etc.)
And many more
Exam pattern
The banking exam follows either two tier or three tier exam pattern. PO Exam Pattern, this exam follows three tier exam (A)Preliminary Exam (Objective, Online) this is a objective exam , and can be given online. The medium of the exam will be English. Total subjects and Marks as per subjects :English language that containing 30 questions and 30 marks, Quantitative Aptitude contains 35 marks and 35 questions, Reasoning Ability at large this question contained 35 marks and 35 Questions, The total is 100 marks and 100 questions
PO Exam Pattern
Preliminary Exam:
| Subjects | Questions | Marks |
|---|---|---|
| English language | 30 | 30 |
| Quantitative Aptitude | 35 | 35 |
| Reasoning Ability | 35 | 35 |
| Total | 100 | 100 (1hour) |
Mains Exam
| Subjects | Questions | Marks |
|---|---|---|
| Reasoning & Computer Aptitude | 45 | 60 |
| General/Economy/Banking Awareness | 40 | 40 |
| English Language | 35 | 40 |
| Data Analysis & Interpretation | 35 | 60 |
| Descriptive Test (Letter Writing & Essay | 2 | 25 |
| Total | 155 | 200 (3 Hours )(+ 30 min for Descriptive |
Interview & Group Discussion
Interview – 30 Marks (IBPS PO) or 50 Marks (SBI PO)
Final Merit List = Mains Marks + Interview Marks
Clerk Exam Pattern
their is No Interview for Clerk Exams – Final selection is based on Mains Score only. This exam follows two tier exam pattern, more information given below:
Preliminary Exam
| Subject | Questions | Marks |
|---|---|---|
| English Language | 30 | 30 |
| Numerical Ability | 35 | 35 |
| Reasoning Ability | 35 | 35 |
| Total | 100 | 100 (1HOUR) |
Mains Exam
| Subject | Questions | Marks |
|---|---|---|
| General/Financial Awareness | 50 | 50 |
| General English | 40 | 40 |
| Reasoning & Computer Aptitude | 50 | 60 |
| Quantitative Aptitude | 50 | 50 |
| Total | 190 | 200 (2 hour 40 mins) |
RBI Grade B & NABARD Officer Exam Pattern
This exam follows 3 tier exam pattern given below:
Phase 1 (Prelims)
- General Awareness – 80 Marks
- English Language – 30 Marks
- Quantitative Aptitude – 30 Marks
- Reasoning Ability – 60 Marks
- Total – 200 Marks, 2 Hours
Phase 2 (Mains)
- Economic & Social Issues (Objective & Descriptive) – 100 Marks
- English (Descriptive) – 100 Marks
- Finance & Management (Objective & Descriptive) – 100 Marks
- Total – 300 Marks, 3 Hours
Interview
- RBI Grade B – 75 Marks
- NABARD Officer – 50 Marks
Specialist Officer (SO) Exam Pattern (IBPS SO, SBI SO)
Preliminary Exam
- Reasoning – 50 Marks
- English Language – 25 Marks
- Quantitative Aptitude (IT/Marketing) or General Awareness (Law/HR) – 50 Marks
- Total – 125 Marks, 2 Hours
Mains Exam
- Professional Knowledge (Based on Post) – 60 Marks, 45 Minutes
Interview – 100 Marks
Key Points to Remember
Negative Marking – 0.25 Marks deducted for each wrong answer in Prelims & Mains.
Sectional Timing – Each section has a fixed time limit.
Final Selection – Based on Mains + Interview (for PO & SO) or Mains Score Only (for Clerk).
Language Option – English & Hindi (except English section).
Typing test
None of the banking exams have a separate typing test, but a few have a descriptive writing test where candidates are asked to type essays and letters on a computer. SBI PO, IBPS PO, RBI Grade B, and NABARD Officer exams have a descriptive English test in the Mains exam where candidates have to type an essay and a letter. RBI Assistant provides a Language Proficiency Test (LPT) following the Mains exam that tests typing ability in the regional language of the state applied for. IBPS Clerk, SBI Clerk, and IBPS RRB Clerk, however, do not provide a typing test. Although no bank exam conducts a strict speed-based typing test, candidates need to practice efficient typing, keep accuracy, and follow proper formatting in descriptive tests.
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Improve typing skills
Typing tests are conducted for certain banking exams where data entry skills or descriptive writing is required. Here’s where and how the typing test is included:
IBPS Clerk & SBI Clerk – No Typing Test
- These exams do not have a separate typing test.
- Selection is based on Prelims + Mains scores
RBI Assistant – Language Proficiency Test (LPT)
- After clearing the Mains exam, candidates must qualify for an LPT (Typing Test) in the regional language of the applied state.
- This is not an English typing test but a test of regional language proficiency.
SBI PO & IBPS PO – Descriptive Typing Test
- In the Mains Exam, candidates must type an essay and letter in the Descriptive Test section.
- This is conducted on a computer and tests English writing skills, not typing speed.
RBI Grade B & NABARD Officer – Descriptive Writing Test
- Candidates must type essays, précis, and answers for the English section in the Mains exam.
- Conducted on a computer (not a speed-based typing test).
Specialist Officer (SO) – Professional Knowledge (IT Officer)
- Some IT-related posts may require basic typing proficiency for practical tests.
Typing test requirements
Each bank and position has different typing test requirements for banking exams. Although there is no official speed requirement, strong typing abilities are required for IBPS Clerk and RRB Office Assistant positions. Typing proficiency may be necessary for the descriptive test, according to SBI Clerk. Candidates for RBI Assistant positions should type at a pace of 25–30 words per minute; NABARD Office Assistant positions may also call for this level of skill. The majority of tests are computer-based and offer regional or English language options. Test times range from 10 to 15 minutes, and a speed of 25 to 35 WPM with high accuracy is typically anticipated. For improved performance, regular typing software practice is advised.
Exam Dates
1. IBPS Clerk 2025:
- Preliminary Exam Dates: 6th, 7th, 13th, and 14th December 2025
- Mains Exam Date: 1st February 2026
2. SBI Clerk 2025:
- Preliminary Exam Dates: 22nd, 27th, 28th February, and 1st March 2025
- Mains Exam Dates: 10th and 12th April 2025
3. RBI Assistant 2025:
- Expected Exam Dates: October or November 2025
- Note: Exact dates will be announced upon the release of the official notification.
4. NABARD Development Assistant 2025:
- Exam Dates: To be announced later
- Note: Candidates should regularly check NABARD’s official website for updates.
5. IBPS RRB Office Assistant 2025:
- Preliminary Exam Dates: 30th August, 6th September, and 7th September 2025
- Mains Exam Date: 9th October 2025
Preparation Tips
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FAQs
What is the eligibility for banking exams?
Most banking exams require a graduate degree from a recognized university. The age limit varies between 20 to 30 years, with relaxations for reserved categories.
Is there a typing test in banking exams?
Yes, some exams like IBPS Clerk, SBI Clerk, and RBI Assistant may have a typing or language proficiency test, though speed requirements are not always officially stated
What is the best way to prepare for banking exams?
Candidates should focus on Reasoning, Quantitative Aptitude, English, General Awareness, and Computer Knowledge, and practice mock tests regularly
How many attempts are allowed in banking exams?
There is no restriction on the number of attempts for most banking exams, but they must be taken within the age limit specified
Where can I apply for banking exams?
You can apply online through the official websites of IBPS (www.ibps.in), SBI (www.sbi.co.in), RBI (www.rbi.org.in), and NABARD (www.nabard.org), depending on the exam.
What documents are required to fill out the application form?
A scanned passport-size photo (20-50 KB)
A scanned signature (10-20 KB)
A left thumb impression (if required)
A handwritten declaration (as per the prescribed format)
Educational qualification certificates
Can I edit my application form after submission?
No, most banking exams do not allow editing after final submission. You must carefully check all details before submitting the form.
How can I pay the application fee?
Payment is done online via debit card, credit card, net banking, or UPI. No offline payment is accepted.
Can I apply for multiple banking exams?
Yes, you can apply for multiple exams, but you must ensure that the exam dates do not clash.
What is the application fee for banking exams?
IBPS PO/Clerk/RRB: ₹850 (General/OBC) | ₹175 (SC/ST/PWD)
SBI PO/Clerk: ₹750 (General/OBC) | ₹125 (SC/ST/PWD)
RBI Assistant: ₹450 (General/OBC) | ₹50 (SC/ST/PWD)
NABARD Grade A/B: ₹800 (General/OBC) | ₹150 (SC/ST/PWD)